Convert to BDO installment payment

I will be visiting my sister in California for the following days.  As we all know, Apple products sell a lot cheaper there than in the Philippines.  Also, in Manila, we are fond of installment payment terms and I thought of this when I want to buy macbook air.  As per checking with BDO customer service, told me that there are things that are not allowed to be converted and these are the following.

Grocery Purchases
Gasoline Purchases
Drug Stores

 Also, BDO calls this service as Easy Convert/Easy Pay.

How to know your monthly due if you wish to push through.

Purchase rate * Factor Rate = Monthly Due

Term	Add-on Rates	Factor Rate
3	1.50%	0.3483375
6	1.50%	0.1816714
12	1.30%	0.0963348
18	1.50%	0.0705592
24	1.50%	0.0566671

Check more details in their site.

https://www.bdo.com.ph/promos/easy-convert-online-shopping

Price comparison in Glorietta

Traveling for 10hrs or more is no joke specially if you are like touring.  Today, our gadgets need to be fully charged and since I only have an iPhone, we all know that the battery life can't last that long so I decided to buy a powerbank which I think will not only benefit my phone but for my go pro camera as well.

So, I roamed around Glorieta and looked for best the best deal.  I would like to share with you the prices I gathered around the mall specifically in 3F Glorietta 2, Makati City.  By the way, my budget is less than PHP2,000.

Digital Walker, 5200mah, PHP1950
Landmark, 5000mah, PHP1450
Clipper, 7800mah, PHP1000
Compex (Ronda), 11000mah, PHP950
Electroworld, 7800mah, PHP2000
Adi, 9000mah, PHP1800

I decided to buy the cheapest and it is Compex (Ronda), as I was testing the device, the salesman was telling me that charging time would be 10hrs-12hrs.

Enjoy shopping! :)

Things I miss in Samsung Note 2

Recently transferred back to being an Iphone user.  I do feel great alright but there are somethings that I missed in Samsung Note 2 and these are the following.

1.  The pen.  Pulling out the pen makes it easier for me to jot down notes specially when I am comparing prices when I am in the mall.  Another thing is when I am getting another person's number.  I don't need to ask him/her to wait for me to open either my contacts or dial page.

2. Automatic convert.  I can copy any movie files to Note 2.  It will automatically convert the file so that you can watch it on my phone.

3.  Mp3 ringtones.  No restrictions if you wish to set your mp3s to ringtones.

How to enable "Transfer to anyone" in BPI Mobile Banking

How to "Transfer to Anyone" in BPI Mobile Banking.

1.  Log in to your BPI Mobile App > Transfer (on bottom) > Transfer to Anyone

     note:  It will ask you if you wish to enable Transfer to Anyone then it will tell you that you have to get your code in an ATM machine (ATM machine will not give you the code yet).  Before doing so, read your email because they will tell you how to navigate in the ATM machine (which is below)

1. Insert ATM Card of enrolled account. Enter PIN.
2. Select: Special Services -> Activate Enrollments -> Express Online

2.  ATM machine will tell you that EOL transfer to anyone has been enabled.

3.  Activation Code will then be emailed to you

4.  Repeat Step 1 in able to input activation code in BPI Mobile App.

Globe Prepaid Promos as of July 6, 2014

Since I was having a hard time comparing their promos, I made this excel file to choose the best service that fit my lifestyle :)

Command	TEXT	CALLS	App / Mobile Data	Days	Remarks
GOUNLI25	unli to globe/TM	unli to globe/TM	unli fb	1	addtl PHP5 for 2 sites
			1 free app		addtl PHP10 for 5 sites
GOUNLI30	unli to all network	unli to globe/TM	unli chat, viber, fb, kakao, wechat,gmessage, whatsapps, line	1
GOUNLI20	20 to all networks	unli to globe/TM	15MB surf
ALLNET25	unli to all network	75mins to globe/TM	5MB fb	1
		5mins to all network
ALLNET70	unli to all network	115mins to globe/TM	5MB fb	3
		5mins to all network
ALLNET200	unli to all network	6hrs&50mins to globe	10MB fb	7
		10mins to al networ
ALLNET300	unli to all        network	9hrs&40mins to globe	10MB fb	15
		15mins to all net
ALLNET500	unli to all network	11hrs&50mins to globe	10MB fb	30
		20mins to all net
ATXTPLUS20	unli to globe/TM	10mins to globe	xxxxxxx	1
	250 to all network
UALLPLUS25	unli to all network	10mins to globe	1hr browsing
IMMORTALTXT	25 to globe	5mins to globe	xxxxxxx
	5 to all network
IMMORTAL TRIO	50 to globe	5mins to globe	xxxxxxx
	5 to all network
GOTXT19	unli to all network	20mins to globe	15MB surf	1
GOCALL100	xxxxxxx	500mins to globe	xxxxxxx	7
SUPERSAKTOCALLS	xxxxxxx	PHP0.15/sec	xxxxxxx		use 232917xxxxxxx
		PHP9/MIN
TAWAG236	xxxxxxx	PHP20/20mins	xxxxxxx		use 236917xxxxxxx
GOUNLITXT49	unli to globe/TM	xxxxxxx	xxxxxxx	7
UNLITXT20	unli to globe/TM	xxxxxxx	xxxxxxx	1
UNLITXT40	unli to globe/TM	xxxxxxx	xxxxxxx	2
UNLITXT80	unli to globe/TM	xxxxxxx	xxxxxxx	5
SULITXT15	100 to globe	xxxxxxx	xxxxxxx	1

Makati Medical Center MCF Dermlaser & Phototherapy

Makati Medical Center
MCF Dermlaser & Phototheraphy

Another brow sure given by the Dermatologist I met in Patient's First.  The reason she gave me this is because for introduction of their services.  And I am interested in under arm hair removal.  She does have an idea how those promos found in metrodeal works.  She said that you have to go through alot of session in able to totally remove underarm hair.  She then suggested their service and it cost PHP4500/session.  I actually believe her because the sister of my boyfriend said that it is really expensive and she can assure me that we can see the difference in one session.

Makati Medical Center Summer Body Wave

My apologies for the late post.  This promo was from April 22, 2014 - June 21, 2014.  If you are still interested, maybe you can call them at 8888.999 local 3101.

The reason I posted this is for me to share MMC (Makati Medical Center)'s service or promos.  Also, this was just introduced by my dermatologist I met in Patient's First.  She said that if you are interested in liposuction, their promo was 5+1 Lipo session for the total of PHP13,500.  If you are not interested in their promo, their regular rate is PHP3500.

Difference of Supermarket with Hypermarket

Supermarket
-offers a variety of foods and household supplies
-grocery store
-houses fresh foods, poultry, canned, and boxed goods
-offer low prices

Hypermarket
-combination of supermarket and department stores
-one stop shop

10% discount on SM Advantage users

March 26, 2014

Today is the 7th anniversary of me and my pretty boyfriend.  We went to SM Makati to buy for a new cabinet.  Our bill was PHP2999.75.  The cashier said that if we purchase PHP3000 we get to have 10% discount.  We then decided to buy a bed sheet for PHP275.  At the end, we only paid for PHP2500+

I then asked the cashier if that is a permanent promo or rule.  They said that it is because March is women's month and this promo is only during Wednesday.